In Roth IRA Conversions Timing Is Everything
If the timing is right, there’s a compelling case for converting a traditional IRA to a Roth IRA, even though Roth conversions are a tough sell.
In the Roth IRA, what you see is what you get. With the traditional IRA, you get less than what you see because withdrawals are taxable.
“It’s as if the IRS owns part of your traditional IRA,” explained Kaye Thomas, a tax lawyer and consultant based in Lisle, Ill. The government’s stake in
Learn more about reprints and licensing for this article.
