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Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado

Displaying 965 results

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Delaware becomes first state to enact digital assets law

New law will grant fiduciaries access to the digital assets of deceased or incapacitated individuals.

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The lesson from Donald Sterling? Plan for incapacity

As the court battle over L.A. Clippers owner's trust shows, people too often set up estate plans to cope with death, not old age.

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Advisers proceed with caution following inherited IRA ruling

Recent Supreme Court decision preventing bankruptcy protection for these assets calls for careful planning strategies.

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Outlook for life insurance positive, depending on rates

Analysts optimistic as long as insurers watch the credit quality of investments and rates rise gradually.

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Advisers reveal the proper care and feeding of interns

Young talents must cut their teeth on an array of tasks to raise chances for success

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Surrender fees haunt legacy 403(b) plans

As employers move to lower-cost retirement options, some plans charge as much as 8% to switch.

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Missouri bars pension advances for public workers

Show Me State's action follows heightened regulatory scrutiny.

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Life insurers turn focus to uncapped indexed annuities

Advisers and investors need to be fully aware of contract terms to explain nuances, answer client questions.

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  • July 8, 2014

Finding the right cultural fit key for this young associate

Sam Honey, 25, knew he found the right firm to begin his career when he realized he fit…

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SEC hits American Pension Services and its founder with fraud charges

APS, a third-party administrator, allegedly caused investors to lose $22 million