Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado
Universal life policies sold in the '80s and '90s are at risk of lapsing, causing problems for clients and advisers.
Despite a permanent tax exemption, investors of all sizes have issues to consider
Insurance and fund executives recount ideas that exceeded regulatory framework
Morningstar Inc. has upgraded its ratings on The Charles Schwab Corp.'s target date funds to “neutral,” from “negative,” because of improved performance, new leadership and stability.
Deferred-income annuities offer certainty but limitations too.
Insurer no longer taking 1035 exchanges or rollovers, but brokerage gets pass
Why some financial professionals now say debt management is key to successful retirement planning
Plan advisers wanting to step up their service to 401(k) clients, and their workers need look no further than bread-and-butter debt management.
Major changes tied to the American Taxpayer Relief Act of 2012 could make charitable giving a way to soften the bite of higher taxes
