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Darla Mercado

Darla Mercado writes about retirement issues and products, including taxes, annuities and 401(k) plans. She welcomes feedback and tips from readers on interesting topics. Outside of the newsroom, Darla spends her time inline skating, biking, running and swimming. She Tweets at: @Darla_Mercado

Displaying 965 results

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  • July 7, 2013

Pru and Cigna to pay $35M to settle 401(k) fee suit

Prudential Retirement Insurance and Annuity Co. and Cigna Corp. have agreed to pay $35 million to settle a…

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DOL’s Borzi says fiduciary rule will be simple: clients come first

Official calls economic analysis "robust," says process is completely transparent.

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Fidelity target date funds draw fire from consulting firm

Center for Due Diligence says performance of fund giant's TDFs lags large competitors'

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Bond market fears igniting interest in fixed annuities

The bond market's struggles have ignited investor interest in fixed annuities, though the products come with warnings, as insurers deal with the same rate pressure as bond owners.

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Retiree health care nut drops by $20k — but hold the parade

Economy, Medicare factor into new Fidelity forecast but decline is only temporary

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Plan sponsors to advisers: More, more, more

Survey shows 401(k) clients at smaller businesses expecting ramped-up service; fees the only thing they want less of

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VA guidance is responsibility of reps: Compliance experts

As life insurers alter variable annuity contract language and implement other changes to escape from their large VA…

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  • June 23, 2013

15 transformational events: The rise of the Roth IRA

The Roth IRA was just one of the provisions created in the Taxpayer Relief Act of 1997, but…

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15 transformational events: Boomers’ hit retirement

The first boomers turned 65 in 2010 — and suddenly advisers had to think less about accumulation, more about principal protection