Subscribe

Both spouses don’t always need to delay Social Security until 70

Sometimes it's better to coordinate claiming strategies where one collects spousal benefits.

It seems that 70 may be the new 66 when it comes to claiming Social Security benefits.

Several financial advisers have asked me about the wisdom of having both spouses delay claiming benefits until age 70. Although that would certainly maximize a couple's Social Security benefits while they are bot

Subscribe or log in to read the rest of this content.

Related Topics:

Learn more about reprints and licensing for this article.

Recent Articles by Author

Social Security in 2024 and beyond

Benefits will be higher next year, but long-term financial concerns persist.

Social Security do-overs and lump sums 

People who claimed Social Security early and now regret it have two opportunities to reverse that decision.

Social Security rules on kids’ benefits

Caregiving parents may receive benefits regardless of their age.

Social Security’s crucial role shadowed by new doubts

Crisis of confidence in the program is prompting many to claim benefits early.

Getting Medicare premiums refunded after death

Survivors can apply for a refund of the deceased person's unused premiums.

X

Subscribe and Save 60%

Premium Access
Print + Digital

Learn more
Subscribe to Print