Displaying 406 results
Pre-retirement checklist is an essential planning tool
Checklists are essential risk management tools in many different fields, including retirement planning. Before pilots take off…
A 1035 annuity exchange may look good, but only on paper
When advisers consider whether a client should exchange his annuity for a new model, one of the easiest…
Delusional distribution strategies
A recent survey by the Westport, Conn.-based MetLife Mature Market Institute indicated that 43% of baby boomers believed…
1035 exchanges of annuities appealing but challenging
Are you trying to figure out whether or not it makes sense for your client to do a…
Master limited partnerships: The income is worth the effort
Master limited partnerships offer good income opportunities for retirees. From a tax standpoint, however, the MLP structure…
Proper structuring of beneficiary designations on TOD accounts avoids unintended consequences
Smart advisers don’t rely on a client’s memory about beneficiary designations; they ask to see paperwork, and not…
Protect your clients by getting to know their children
Establishing a working relationship with your clients’ children is often in the clients’ best interest as they move…
Ignoring Medicare enrollment rules can cost your client plenty
Every adviser with clients who are nearing retirement should start talking to them at least six months before…
Six tax-lowering ideas for retirement income portfolios
Because the odds of retirement income portfolio survival can be influenced by small changes in distribution rates, reducing…
Holding a client’s hand in a bear market
In a tough market, experienced advisers don’t wait to hear from their anxious clients; they reach out first.
How to avoid a costly IRA beneficiary designation mistake
With more clients expressing an interest in using trusts as individual retirement account beneficiaries, it is important for…
Investors are often mistaken about which strategies make a portfolio last
Most people have a basic misconception about how to invest after they retire, thinking that a conservative portfolio…
Help Retirees Combat Inflation
With inflation expectations on the rise, now is a good time to consider what strategies you might implement…
Hunting for Health Insurance in Early Retirement No Easy Task
There’s no greater challenge for an early retiree and their adviser than hunting for health insurance to tide…
Retirement Income Management Is Different
Retirement income management requires advisers and clients to adopt a different investment strategy, because the strategies that helped…
Defined Benefit Plans Can Boost Retirement Savings of Self-employed
The old-fashioned defined benefit plan may be vanishing from big companies, but it has found a new home…
Retirement-Income Storm Warnings
When retired clients face a declining stock market and rising inflation, advisers need to go on high alert.
In Roth IRA Conversions Timing Is Everything
If the timing is right, there’s a compelling case for converting a traditional IRA to a Roth IRA, even though Roth conversions are a tough sell.
Roth vs. Traditional 401(k): Some of Both May Be Best
The debate about whether the Roth or traditional 401(k) provides the biggest tax savings is not always black…
Little-publicized NUA election is taxpayer-friendly, in some cases
There are good reasons to move most of a client’s 401(k) assets into an IRA when they leave…
