Last year, the Trump administration abandoned a regulation designed to protect U.S. savers from conflicted investment advice. Known as the fiduciary rule, it would have required more brokers and insurance agents to disclose when they're getting paid to steer people into certain investments. It also
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Data suggest that the adoption of the SEC’s vague Regulation Best Interest and the abandonment of a strengthened DOL standard for retirement accounts have already cost savers billions of dollars in lost returns.
To cut costs and ensure that workers retain every penny they've saved for retirement, policy makers should simply eliminate 401(k) intermediaries
Promoters of insurance products can say pretty much anything in their marketing materials
Congress is considering tweaking the popular retirement plan to encourage annuities
Backtested formulas often don't work in the real world and should be well regulated
