Planning for the 40% of retirements that occur without warning
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Considering a range of scenarios and having different buckets of assets is helpful, advisors say.
Retirement planning is a moving target for many people, and that necessitates having a plan B or even a plan C, financial advisors say.
Sometimes it means crumpling up a plan and tossing it out the window, significantly revising income and spending assumptions. That can be the case for as many as
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