Displaying 55 results
Once again, IRS waives RMDs for beneficiaries subject to the 10-year rule
The new relief on required minimum distributions for this year builds on previous IRS relief for RMDs in 2021, 2022 and 2023.
New research highlights importance of IRAs in retirement planning
More than four in ten US households have IRAs, according to an Investment Company Institute report.
What to expect while you’re expecting the fiduciary rule
Although there will almost certainly be a legal challenge, don’t count on it going away, lawyers say. Here are some big issues to watch for.
Planning for the largest IRA balances ever in 2024
Here are tactics to use this year given the opportunities for record stock values at the end of 2023.
Holiday gift tax planning for IRAs
The big tax benefits come in the way gifts can be used in conjunction with retirement accounts.
Year-end QCD mistakes to avoid
The great tax benefits of qualified charitable distributions can be forfeited if the rules aren't followed.
Morningstar, Envestnet team up to revolutionize IRA advisory space
New solution will enable asset managers to empower small-balance IRA holders.
How to unravel complicated 2023 RMD rules
It’s no simple task to determine which clients are subject to required minimum distributions this year, and which aren’t.
Mega-IRA tax changes resurface in draft of House bill
The measure would place limits on individual retirement accounts, including preventing contributions to accounts once they reach $10 million, and give the IRS more oversight over them.
Wait-and-see works better than overreacting to possible tax changes
Listen to a particular client's needs rather than the noise in Washington, advisers said at the IN Retirement Income Summit.
Tax hikes could fall away as Democrats shrink Build Back Better bill
But an executive at Schwab says increasing the top capital gains rate and lowering the estate tax exemption could make it into a compromise measure.
Delaying DOL fiduciary rule would give small RIAs time to comply
'A lot of smaller RIAs don’t understand the magnitude of the work necessary to comply by December,' said Brad Campbell, a former assistant Labor secretary.
House committee poised to advance SECURE 2.0 retirement savings bill
The bill, which builds on the SECURE Act, would raise the required minimum distribution age from 72 to 75 over 10 years.
Wealthier clients saving in 401(k)s may fall into tax trap
Too much money in tax-deferred retirement accounts could undermine clients' financial plans if taxes rise in the future to pay for today’s exploding government spending.
Two-thirds of Americans sat tight financially during pandemic
Relatively few people tapped their retirement accounts, but 20% drew on their emergency savings and 18% increased their credit card debt.
5 retirement planning resolutions for 2021
Learning from the lessons of 2020 and taking action to improve their retirement planning should be a key focus for advisers in 2021.
Keeping clients’ retirement plans on track amid uncertainty
Your guidance can help clients focus on the fundamentals when making financial decisions, regardless of the markets, the economy or partisan politics
Retirement bill offers glimmer of hope
There’s a lot in the bill for pre-retirees, company sponsors and retirees, but the changes proposed for retirees jumped out at me
3 mistakes new IRA beneficiaries are making
Stretch IRA or 10-year rule? Advisers need to explain to clients which set of tax rules applies
RMD return relief is over
Here are the rules on IRA rollovers that apply now that the Aug. 31 deadline for using the IRS relief has passed
