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Higher yields on cash give advisers another asset allocation tool
The Federal Reserve's fight against inflation has turned boring cash accounts into top performers.
As Fed battles inflation, fixed-income investing regains popularity, purpose
Experts advise taking advantage of higher bond yields while bracing clients for the near certainty of a recession.
Anticipating more pain ahead, advisers stress long-term perspective
While the stock market has officially entered a bear market, so far it doesn't feel like March 2009, when the market declined 30%, or October 1987, when it lost 20% in one day.
Mortgage rate spike changes house-hunting strategy
Some hopeful first-time buyers may have to downsize their dream home with 30-year mortgage rates at their highest level since 2011.
Fed tightening puts mortgage planning back on the table
As mortgage rates hit a two-year high, financial advisers are weighing the pros and cons of whether clients should refinance or downsize.
First rate hike since 2018 has advisers adjusting client portfolios
Some market watchers see the quarter-point hike as not enough to slow inflation or economic growth.
Fed leaves gradualism behind with urgency on rates, assets
The Fed’s pivot toward more aggressively fighting inflation suggested it will show greater urgency than the gradualism of the past.
Hedging inflation requires tiptoeing through TIPS
Treasury inflation-protected securities have become the hottest ticket in 2021 as messages about 'transitory' inflation clash with reality.
Charles Schwab strategists put inflation in perspective
Jeffrey Kleintop and Liz Ann Sonders scrambled to highlight the silver linings of inflation at the Schwab Impact annual conference held virtually this week.
Don’t worry about inflation, but do prepare for it
Portfolio managers debate the best way to hedge inflation risk while also downplaying the likelihood of rising prices.
Powell says Fed taper could start ‘soon,’ end around mid-2022
The central bank could start scaling back its asset purchases in November, the Fed chairman said, after policy makers revealed a growing inclination to raise interest rates next year.
New ‘bond alternative’ ETF targets nervous income investors
Innovator Defined Wealth Shield ETF offers 20% downside protection but caps annual gains at 2.8%.
Decumulation in an evolving interest-rate environment
Current low interest rates add to the stress of establishing a retirement strategy because the 'cost' of generating retirement income from a portfolio of stocks and bonds is now higher.
Fed sees two rate hikes by end of 2023
Federal Reserve officials signaled that the pace of the U.S. economic recovery is bringing forward their expectations on how quickly they will reduce policy support.
How low interest rates may affect your clients
Low rates have been problematic for savers hoping to earn enough interest on cash reserves to combat inflation, but those yearning for higher yields may want to be careful what they wish for.
Yellen says higher interest rates would be ‘plus’ for US, Fed
The Treasury Secretary said President Joe Biden should push forward with his $4 trillion spending plans even if they trigger inflation that persists into next year and higher interest rates.
If rates stay low, expect retirement security to take a hit
Some of the factors that have led to the current low-interest-rate environment could remain in play for years, according to an analysis of existing research recently published by the Society of Actuaries.
Advisers walk fine line when managing client cash
Staying ahead of inflation in a low-yield environment can mean taking on more risk with emergency cash positions. The shortest-term certificates of deposit are yielding less than 65 basis points.
Rising inflation? No problem for fans of emergency cash
Financial advisers continue to recommend hefty cash reserves yielding almost nothing and losing ground to inflation, under the premise that safety trumps yield.
How the end of Libor might affect your clients
Now is a good time to tell clients to double-check all their loan documents and credit card statements to see if they have any Libor-linked debt.
