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Pre-retirement earnings can limit Social Security survivor benefits
Life insurance can fill the gap when a survivor's earnings jeopardize benefits.
Help clients boost returns without increasing risk
If your clients are considering private placement life insurance or private placement variable annuities, here's what you should consider as part of the planning process.
Top 20 life insurance firms ranked by direct premiums, market share
Life insurance companies ranked by direct premiums Company 2015 total direct premiums ($M) Market share 1 MetLife $12,530.1…
Life insurance helps with retirement planning, but beware of the pitfalls
Product considerations are complex, and using this strategy inappropriately in a retirement income plan can trigger problems.
Why advisers need to talk to clients differently about life insurance
Give clients an alternative to the auto-industry-like life insurance industry operating system
As indexed universal life sales climb, be sure to mind the risks
Advisers need to bear in mind that this cousin of traditional universal life insurance requires unique precautions.
New life insurance study debunks ‘buy term, invest the difference’
Standard advice leaves many Americans underinsured and unprepared for retirement.
New study says ‘buy term, invest the difference’ is bunk when it comes to life insurance
Standard advice leaves many Americans underinsured and unprepared for retirement.
Life insurance would get a boost from Obama IRA cap plan
Life-insurance-based retirement strategies will look even more appealing if President Barack Obama’s pitch to cap IRAs at $3.4…
Life agents accuse Aviva of ‘unclean hands’ in unholy Stoli mess
In March, Aviva sued six life insurance agents over Stoli policies sold to 119 members of a church in Los Angeles. Now, those agents have fired back, claiming the carrier consented to the offer of the coverage.
Top life insurance companies ranked by direct premiums
Top life insurance companies ranked by direct premiums Click column headers to sort fields…
Cost of term life may rise in wake of attacks
The door may be closing on the opportunity to buy term life insurance at low rates, just as last month's terrorist attacks at the World Trade Center and the Pentagon may prompt many consumers to reassess their financial and insurance plans.