Health savings accounts: Transforming health care, forcing hard choices
Advisers have found themselves helping clients figure out how to fund long-term retirement savings and short-term medical expenses, and it hasn't been easy.
It isn't every day that an adviser would recommend that a client cut back on 401(k) contributions, but financial planner Ben Wacek recently suggested that an investor do that in order to better manage the cost of health care.
The client, an engineer in his late 20s, was a model example of retiremen
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