Projected shortfalls still a concern in updated report
State rules on insurance affiliation complicate fee-only status for some CFPs.
As Voya plans to be the fifth company offering these newfangled products, regulators still struggle to classify them
Not on regulator's agenda until March 2015, industry believes sooner action would aid investor understanding.
Product remains at top of investor complaint list and the self-regulator wants to ensure investors understand what they're getting into.
Mary Beth Franklin on how Medicare's annual open enrollment season is an ideal time for clients to shop around for new Medicare coverage — even if they are happy with their current plan — to see if it is still appropriate for their needs.
If your clients think Medicare will cover most, if not all, of their health care costs in retirement, they are sorely mistaken.
Zurich restricts contributions to popular variable annuity contract. Maximum total purchase payments reduced from previous limit of $1 million to just $10,000.
Advisers need to get ahead of the 'other' retirement crisis and plan for likely expenses.
Structured products, non-traded REITs and private placements just a few of the products under scrutiny.
The Treasury Department announces a rule that will allow retirement plan participants access to deferred-income annuities, also known as longevity insurance.
Helps fee-only planners meet CFP Board definition prohibiting such affiliation with firms that charge commissions
Deferred-income annuities can alleviate retirees' fears of running out of money late in life, but they are not for everyone.
Analysts optimistic as long as insurers watch the credit quality of investments and rates rise gradually.
As employers move to lower-cost retirement options, some plans charge as much as 8% to switch.
Advisers and investors need to be fully aware of contract terms to explain nuances, answer client questions.
Survey shows many retirees wish they had waited to begin taking benefits.
In today's <i>Breakfast with Benjamin</i>, Finra and the SEC's mixed messaging over how much badly-behaved brokers need to disclose stirs up new discussion, plus more on Millennials, Obamacare and the Ukrainian conflict.
With different rates in different states, these under-the-radar taxes require close scrutiny of annuities contracts to avoid hidden surprises.
