The benefits of charitable trusts vary — particularly when it comes to interest rate environments.
2 tips for reducing or managing college debt: Remember that monthly cash flow is king, and seek out programs to help you repay.
The impact of thie rising tide of student debt is widespread. The average student debt level is nearly $30,000.
Reports of the death of your retirement have been greatly exaggerated.
<i>Breakfast with Benjamin:</i> Brokers pouncing on 401(k) biz. Plus: The Clintons dodge the estate taxes they support. The Fed wants to add exit fees to bond funds, U.S. banks on the edge of new funding rules, Congress mulls investor confidence on your dime, El-Erian sides with the IMF, and merger mania is alive and well.
After years of data showing that workers routinely make major mistakes when saving for their own retirements, employers are beginning to take control again.
The Massachusetts Securities Division, led by William Galvin, targeted many of the wrong firms in questioning 401(k) record keepers about employers moving to an annual match instead of contributing each pay period.
William Galvin, Massachusetts' chief securities regulator, is calling on 401(k) plan administrators to report how many companies have shifted to a lump-sum matching contribution once a year, a change that can undermine worker savings.
Tool will enable IRI member firms to project how much retirees will spend on health care.
Building Social Security benefits into your clients' retirement income plans? You might want to think again. Mary Beth Franklin on the "ugly truth" of what's eating that income.
But still, the bottom line is that working beyond Medicare age saves thousands. Couples who decide to retire at 62 are likely to spend an extra $17,000 per year for a total of $271,000 during retirement.
The fastest growing region for affluent families is Asia.
<i>Breakfast with Benjamin:</i> Bill Gross' controversial new strategy. Plus: BlackRock CEO Fink calls out leveraged ETFs, nobody can agree on the gold-price decline, dealing with lump-sum pension offers, a solar company that makes sense, and the various forms of a caffeine addict.
Investors on a panel at an InvestmentNews retirement income conference said they value the expertise of advisers, especially as they get close to or enter retirement
Advisers must deal with the harsh reality that they are getting older, and so are their clients
In the first quarter, 29% of non-investment homebuyers used cash, the highest on record for the period.
Even after 54% drop in VA sales over the last year, the carrier is optimistic about sales with new mix of products.
Yet another reason why advisers should master claiming rules
