Some higher-income professionals would pay an extra 10%
Advisers should recommend statutory shelters to ease clients' tax bite.
Why your employer's switch to lump sum contributions could make you miss the market rally
New retirees are scrambling to get by in one of the least retirement-friendly countries in the developed world
Don't overlook the implication of state income taxes, ordinary income or capital gains
Challenge for advisers working with these clients is to warm them up to risk.
The latest benefits optimizing software is free.
Don't get greedy when trying to maximize Social Security benefits for your clients. Beneficiaries are entitled to only one claim per person. <i>InvestmentNews</i> contributing editor Mary Beth Franklin has the details.
Payments to spouse and children may be reduced.
As stewards of their clients' financial security, investment advisers and planners must keep a vigilant eye on companies altering their 401(k) plans in ways that hamper clients' ability to save for retirement properly.
<i>Breakfast with Benjamin: </i>The average 401(k) balance tops $89K. Plus: Comcast buying Time Warner, Fink likes emerging markets while Buffet shuns Graham Holdings, California drought hits agriculture stocks, and the ultimate smart car.
Changes including raising full retirement age, making more income subject to payroll tax gain support.
New book offers strategies to boost income and trim risk in the golden years.
Regulatory attention means advisers may want to rethink which companies they work with.
Higher taxes may drive interest in variable and indexed annuities; potential of rising rates could inspire new products.
Here's how higher-earning spouses should maximize benefits.
A new tool can help resolve an age-old debate
For rich and famous clients (like the late Michael Jackson), careful planning is needed to keep the Tax Man from plundering the estate.
