Retirement Planning

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RETIREMENT RETIREMENT PLANNING DEC 12, 2013
ING wins fixed-annuity deal as Allstate narrows focus

ING U.S. Inc. will begin selling fixed annuities through Allstate Corp. agencies as the largest publicly traded U.S. auto and home insurer ceases to offer its own brand of the retirement products.

By Matt Ackermann
RETIREMENT RETIREMENT PLANNING DEC 12, 2013
Vanguard threatens to ground pilots from making 401(k) trades

The Southwest Airlines pilots, who subscribe to an investment newsletter, are hurting certain funds by trading en masse, Vanguard says

By Darla Mercado
RETIREMENT RETIREMENT PLANNING DEC 12, 2013
Alts require due diligence

In the wake of fraud allegations over alternative investments, Bruce Kelly warns that advisers need to do their due diligence when choosing an alt. <b>More:</b> <a href=&quot;http://www.investmentnews.com/article/20130811/REG/308119973&quot;>Investors defrauded by real estate guru: Finra</a>

By Bruce Kelly
RETIREMENT RETIREMENT PLANNING DEC 11, 2013
Ready or not? Surveys conflict on Americans' retirement preparedness

Are Americans ready for retirement or not? Depends on whether you are an optimist or pessimist &amp;mdash; new studies point to either yes or no. But according to two advisers, most people still have work to do.

By MDURISIN
RETIREMENT RETIREMENT PLANNING DEC 10, 2013
SEC examiners 'are gunning for you'

The SEC has hired more and better professional examiners and any new registrants or any adviser who hasn't been vetted in the last 10 years &quot;will be getting a visit this year,&quot; securities lawyer Thomas Giachetti said Monday at the Schwab Impact Conference..

By Liz Skinner
RETIREMENT RETIREMENT PLANNING DEC 10, 2013
Take Five: Carolyn McClanahan on health exchanges

The physician and financial planner on what advisers need to know about new health insurance choices

By Darla Mercado
RETIREMENT RETIREMENT PLANNING DEC 10, 2013
Web traffic slows access to health insurance exchanges

Open-enrollment for new state and federal insurance has begun, but many sites have long-loading times

By Darla Mercado
File-and-suspend strategy works for singles, too
RETIREMENT RETIREMENT PLANNING DEC 09, 2013
File-and-suspend strategy works for singles, too

Social Security strategy normally reserved for couples allows unmarried to hedge their bets.

By Mary Beth Franklin
RETIREMENT RETIREMENT PLANNING DEC 09, 2013
Senators seek more retirement plan pop

Legislators looking for ways to boost Americans' savings for retirement and access to advice.

By Liz Skinner
RETIREMENT RETIREMENT PLANNING DEC 08, 2013
Is age 70 the new 65 for retirement?

Recent research shows that due to increases in Social Security's delayed-retirement credit, the real retirement age might now be 70.

By Mary Beth Franklin
RETIREMENT RETIREMENT PLANNING DEC 05, 2013
Warning: 4% withdrawal rate unrealistic for retirement

New paper suggests flexibility around withdrawal rates, asset allocations is the best approach

By Darla Mercado
RETIREMENT RETIREMENT PLANNING DEC 05, 2013
Sometimes life is not fair – and neither is Social Security

Divorced spouses eligible for vastly different benefits than new ones.

By Mary Beth Franklin
RETIREMENT RETIREMENT PLANNING DEC 04, 2013
Ready or not? Here comes retirement

Though one study says people are saving enough, experts warn that investors need to be reminded

By MDURISIN
RETIREMENT RETIREMENT PLANNING DEC 04, 2013
Time to prepare for sharp decline in pension benefits

News out of Detroit and Illinois means retirees should count on lower income stream

By Darla Mercado
RETIREMENT RETIREMENT PLANNING DEC 04, 2013
Advisers help clients prepare for sharp decline in pension benefits

For advisers working with clients in Detroit and Ilinois, preparing for a sharp cut in pension benefits &amp;mdash; and a smaller income stream &amp;mdash; is a centerpiece of retirement planning.

By Darla Mercado
RETIREMENT RETIREMENT PLANNING DEC 04, 2013
Higher rates can blunt long-term-care errors, Genworth CEO says

The largest seller of long-term-care coverage is counting on periodic rate increases of 2% to 4% to maintain profit targets.

By Matt Ackermann
RETIREMENT RETIREMENT PLANNING DEC 03, 2013
How long must you be married to collect Social Security on your spouse?

Rules differ for those currently married, widows/widowers and the divorced

By Mary Beth Franklin
RETIREMENT RETIREMENT PLANNING DEC 02, 2013
How to get clients to retire in (21st-century) style

Retirement has become a goal for the uninspired. When it comes to retirement planning, practice management expert Wayne Badorf and chief portfolio strategist Brian Jacobsen, both with Wells Fargo Asset Management, say it's time for the financial advice industry to wake up and smell the roses &#8230; and help their clients do the same.

By Wayne Badorf and Brian Jacobsen
RETIREMENT RETIREMENT PLANNING DEC 01, 2013
Letters to the editor

By MFXFeeder
RETIREMENT RETIREMENT PLANNING NOV 26, 2013
Self-employed sabotage their retirement

Business owners often eschew saving and count on their business for their retirement, which can backfire

By Liz Skinner