Number of people under 45 who buy long-term-care insurance is on the rise; cheap premiums
Financial advisers will have opportunities to help their clients navigate the new health care law.
As insurers put the brakes on variable annuity sales, an old rival is emerging as a potential powerhouse in the business.
With life expectancies rising, fixed income investments won't make savings last longer
Income enhancement still the biggest draw of VAs, study finds
How Social Security calculates spousal benefits. It's more complicated than you think.
GOP presidential nominee Mitt Romney and his running mate, Wisconsin Rep. Paul Ryan, seem determined to avoid talking about details of their tax plan during the fall campaign, creating a vacuum that their opponents are happy to fill with attacks and that retirement-savings advocates can fill with worry. Retirement-savings tax deferrals also could be on the chopping block to pay for the GOP ticket's goal of reducing tax rates across-the-board.
Advisers urged to get proactive as exclusion could drop to $1 million, from $5 million
Even though their savings are depleted, many clients still think they can have a comfortable retirement -- as long as they work a few years longer. They might want to rethink that plan.
With the right elections, married couples can dramatically up their payouts
