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Philip E. Caminiti

Phil Caminiti is a vice president with New York Life Insurance Co. Connect with him on LinkedIn.

Displaying 15 results

Topic

Understanding the behavioral benefits of annuities

Financial professionals tend to emphasize the strong quantitative benefits annuities provide, yet it’s the emotional and behavioral benefits that often make them the ideal choice for consumers.

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Are you asking your partner firms these 5 questions?

Both clients and advisors are seeking assurance that solutions implemented today will remain effective and achievable in the future.

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3 ways advisers can get the most out of hybrid work

Regardless of whether you connect with clients in person or virtually, the fundamentals of establishing relationships and building trust remain the same.

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Helping investors ‘weatherize’ their retirement dollars

As inflationary pressures mount, retirement savers are looking for solutions that offer growth opportunities while limiting downside risk.

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Decumulation in an evolving interest-rate environment

Current low interest rates add to the stress of establishing a retirement strategy because the 'cost' of generating retirement income from a portfolio of stocks and bonds is now higher.

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Tips for building a generation-resilient business

Are you prepared to attract, serve and retain the next generation of clients?

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Why ROI is the wrong metric for guaranteed income

Comparing annuities to traditional assets and focusing on rates of return undermines the value they provide

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Managing risk in retirement: Lessons from COVID-19

The coronavirus is throwing a wrench in many Americans' financial plans, but advisers can help keep investors on track

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Timing matters when it comes to managing sequence-of-returns risk

Losses and significant withdrawals early in retirement, after a market downturn, can have severe consequences for retirees.

Topic

Lessons for those ‘graduating’ to retirement

For many retirees, the struggle isn't having enough money, but confidently spending what they've worked so hard to accumulate.