Six-partner Intermountain Financial Partners is based in Salt Lake City
This detail could catch clients off guard when they surrender or exchange a policy.
Promoters of insurance products can say pretty much anything in their marketing materials
The accounts come with powerful tax advantages, but not many people use HSAs, and even fewer use them in the optimal manner.
Rise in Medigap premiums is outpacing Social Security's cost-of-living adjustment, and the disparity is likely to get worse in 2020.
Few highly rated insurers are offering fixed annuities guaranteeing more than 3%, a challenge for advisers in search of yield for clients.
Limra Secure Retirement Institute data finds VA sales stopped declining.
Some financial advisers are wary of the possibility insurers will sell long-term-care blocks to private-equity firms or hedge funds.
Large firms are well-situated to comply with the cost standards in the SEC's Reg BI given changes they made to prepare for the DOL fiduciary rule.
The regulator issued an investor bulletin about indexed annuities that instead described a different product — a buffer annuity.
Markopolos cited the effect of new standards for how companies account for long-term care policies.
American Equity, American Financial Group, Lincoln National and Principal say lower interest rates are leading to reduced annuity payouts and, in some cases, lower sales.
Harry Markopolos estimates GE needs to boost reserves by $18.5 billion for long-term care insurance portfolio
The agency may have fixed a big tax problem for RIAs, but issues remain with many fee-based products.
If the legislation passes, advisers would have more opportunities to offer lifetime income options to plan sponsors and participants.
Agency issued a private letter ruling to Nationwide indicating that pulling an advisory fee from the annuity doesn't create a taxable event.
Law taking effect Sept. 1 eliminates fee caps in place on some retirement products for teachers.
Regulation's language is similar to that of the Department of Labor's fiduciary rule.
Helping clients manage money through longer lifespans is an increasing concern.
Fintech wants to help satisfy a growing adviser demand to offer HSAs to clients.
