Health savings accounts are an investment planning opportunity, given most of their $45 billion sits in cash.
The judge said the adviser erred in recommending a lump-sum distribution, but barred plaintiffs from recovery because they were also negligent.
Blame smaller-than-expected benefits on higher Medicare premiums.
Advisers agree that not all apocalypses are created equal.
Pay attention to new rules for the "individual mandate" requirement and the medical expense deduction floor.
The backlog for appealing an adverse decision before an administrative law judge averages 605 days.
State would require products best suited for clients to be sold over those most profitable to sellers.
Clients who buy long-term-care insurance in their mid-40s to mid-60s can get favorable rates.
Voya latest firm to unload variable annuity contracts to PE firms.
Up to 30,000 people may not have received payments from insurer.
Insurers are using 'hybrid' indices as a way to differentiate themselves, but critics contend the products are less transparent, more confusing and don't add financial benefit.
They say rule didn't go far enough and more stringent measures may be necessary.
Regulators question why investors would pay more for additional liquidity on a long-term product.
Firm is back in hot water for poor supervision of VA sales, among other violations
Under a draft proposal being considered by insurance commissioners, agents would be required to put "the interests of the consumer first and foremost."
The future is brighter than the storm clouds of the past
Annuity sales have hit a 15-year low, primarily due to the Department of Labor's fiduciary rule.
Legislation would restore Obamacare cost-sharing subsidies, which Trump said last month he would cut off.
The laws underscore the need for advisers to have clients consider a long-term-care planning strategy
'It is one of the areas that will be the rocket booster in 2018,' suggests consultant Peter Stahl.
