Employers can avoid headaches by not exercising control over the health savings account process.
Tax advantages lead to investing and the need for financial advice.
Only one plan was assessed positively as both an investment and a savings vehicle.
Many advisers are embracing an exemption they've frequently derided, even though a less-contentious one is available for annuity sales.
Allocating a portion of savings in the right accounts can help manage costs.
The National Association of Insurance Commissioners is taking a fresh look at the suitability standard for annuities and considering making it a best-interests standard.
What to consider when helping clients sufficiently insure their most significant asset
Voya's about-face comes amid heightened regulatory scrutiny as customer complaints about buffer annuities have surfaced.
Insurers are introducing fixed-rate deferred annuities with income guarantees to circumvent BICE.
Congress might double contribution limits separately if health care bill falls apart in Senate, consultant says.
Uncertainty around the rule may be contributing to tentativeness from advisers and distributors.
The DOL rule that requires acting in clients' best interests will apply to these accounts.
Summit Equities sold 1,037 individual variable annuity contracts to its customers during the time period cited by Finra.
Walter Marino allegedly profited from advising elderly clients to buy new contracts.
Some firms that currently allow advisers to report indexed-annuity sales as outside business are considering bringing it in-house to better monitor their brokers, control risk and potentially take a cut.
DOL fiduciary rule inspires questions about whether annuity transactions' current suitability standard is sufficient.
Expect rapid product innovation and growing demand in this area, along with considerable business opportunity
Distinguishing yourself from life insurance sales people leads to better working relationships and ensures your clients' best interests are served.
