The life insurer eyes a possible sale of the company's U.S. adviser force as it reshapes its business mix to limit government oversight.
Regulator focuses on potential violations regarding misrepresentations, suitability, and supervision
Few have planned for such care, but 70% of 65-year-olds will require it in their future.
Finra alleges a New Jersey-based broker-dealer failed to reasonably supervise VA sales.
Current 80% savings target may be too high — unless you get sick.
As health costs become top-of-mind for clients, savvy advisers will reap the benefits.
Insurers have debuted products that allow for change in payout rate, rider fees and roll-up rates under certain conditions.
Investors continue to migrate to fixed indexed annuities and shy away more from variable annuities amid low interest rates and market volatility.
The initiative, signed into law in January, can't get off the ground until the president nominates members to the registry's board.
Since 2011, their sales growth has eclipsed variable annuities. What's behind their meteoric rise?
With funeral and burial costs easily in the five digits, it makes sense to discuss expenses and wishes ahead of time to ease the burden on those left behind.
Low interest rates could cause many other insurers to follow suit.
A lack of understanding of variable annuities can lead to misperceptions among advisers of how the products function, and among clients as to what they're buying. <b><i>(Plus: <a href="http://www.investmentnews.com/gallery/20150821/FREE/821009999/PH/top-10-annuity-sellers-in-the-second-quarter" target="_blank">See the top 10 annuity sellers</a>.)</i></b>
With benefit open-enrollment season looming, corporate employees need to make the most out of their benefits. After all, with wages largely stagnant, benefits are the new salary.
Advisers may consider several retirement planning options with clients that do not create unnecessarily high Medicare surcharges.
High payout rates and a concrete investment time horizon give longevity annuities a leg up on some investments.
EBRI takes close look at QLACs, which provide monthly benefits after a significant deferral period in retirement.
She claims agents are more interested in winning free vacations than finding the best investments for their clients.
Current retirement income products miss the mark in striking an optimal balance between investment opportunity and income protection.
Insurance firm is debuting its first IOVA as the products are helping prop up overall VA sales.