New offerings for the younger market have made the life insurance industry ripe for disruption.
Plus: Soros fights Brexit with scare tactics, what the Queen thinks about the Brexit vote, the smart-beta evolution, and alternative retirement lifestyles
Sudden withdrawal of DOL's Timothy Hauser from a panel at the Insured Retirement Institute conference was a blunder.
Today's complaints against the Labor Department regulation raising retirement advice standards, bringing the total to five, say it will make it harder for Americans to purchase fixed annuities.
Finding a policy that works in the best interests of your clients not as hard as you think
Four states introduce accounts that help families save for special needs children
The DOL fiduciary rule will forever change financial advice, and the industry now faces the challenge of adapting to the new regulation.
The Labor Department's fiduciary rule and market volatility were the primary contributors.
Encourage clients to think ahead about how much financial responsibility they're willing to assume for their aging parents.
Your clients could be under saving for their real retirement income needs.
A slew of factors, including low interest rates, increasing longevity and insurance company pricing blunders, have led to an industry on the skids. Will hybrid products save the day?
Product considerations are complex, and using this strategy inappropriately in a retirement income plan can trigger problems.
<i>Breakfast with Benjamin</i> Jean Walsh-Josephson is accused of taking more than $4 million from elderly clients.
Insurance products represent a huge pot of money for fraudsters as baby boomers retire at a rapid clip
Give clients an alternative to the auto-industry-like life insurance industry operating system
Mass consumer confusion regarding health care expenses in retirement makes it even more imperative for advisers to discuss the topic with clients.
Helping your clients think through the timing of Medicare coverage can be very beneficial, especially considering the significant impact health care costs have on retirement income
Fixed indexed annuities lost a favorable exemption they enjoyed under the proposed rule, and the impact on variable annuities likely won't be much changed from original forecasts.
51% of advisers say the rule will help their businesses, an improvement from 2015 when only 27% saw the regulation helping.
